2005 Renter's Guide
(Separate Website)
A Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid - ABQ [CLSC-funded]
Abusive Lending - FTC Web Site
(Separate Website)
This web site contains documents relating to: (1) home equity loans, home equity credit lines and common home equity scams, (2) high rate, high fee mortgages, (3) reverse mortgages, (4) payday loans, and (5) mortgage discrimination. You may view the documents on-line and print them out or print them in PDF format.
By: Federal Trade Commission
Buying a Mobile Home
Guide to buying a mobile home in New Mexico.
By: Law Access New Mexico [CLSC-funded]
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Buying Real Property and Financing Through the Seller
Guide to buying property through a real estate contract.
By: Law Access New Mexico [CLSC-funded]
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Check Your Credit History
Because your credit history has such an important effect on the type and amount of a mortgage loan that lenders may offer you, always check your credit report and clean up your file, if necessary, before you apply for a mortgage.
By: Law Access New Mexico [CLSC-funded]
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Common Questions of First-time Homebuyers
(Separate Website)
This document contains frequently asked questions that first-time homebuyers have about purchasing a home.
By: U.S. Department of Housing and Urban Development
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Debt and Bankruptcy Information
(Separate Website)
Debt and bankruptcy legal information on credit repair, credit rating, getting out of debt, student loans and budgets.
By: Nolo Plain English Law Centers
Debtor?s Rights: Fair Debt Collection
People who owe money are protected by a federal law called the Fair Debt Collection Practices Act ("the Law"). The law sets forth what debt collectors can do and what they cannot do, and gives rights to debtors who have been treated wrongly by debt collectors.
By: Law Access New Mexico [CLSC-funded]
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HUD Homes - Answers to Common Questions
(Separate Website)
This web page explains how to buy a HUD Home and provides links to properties that are available near you for purchase from HUD. When someone with a mortgage insured by the Department of Housing and Urban Development (HUD) can't meet their payments, the lender forecloses on the home. HUD pays the lender what is owed and HUD takes ownership of the home. Then HUD sells it at market value as quickly as possible.
By: U.S. Department of Housing and Urban Development
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Spanish / Espaņol
Mortgage Foreclosure Issues
Guide to mortgage foreclosure in New Mexico.
By: Law Access New Mexico [CLSC-funded]
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New Mexico Attorney General's Office
(Separate Website)
New Mexico Fair Housing Center Website
(Separate Website)
The New Mexico Fair Housing Center (NMFHC) is dedicated to eliminating housing discrimination in New Mexico. NMFHC works to ensure equal housing opportunities for all New Mexicans through education and outreach, advocacy, and enforcement. NMFHC envisions a state where housing opportunities are the norm and not the exception; where there are no barriers or impediments to housing choices and where segregation is a practice of the past.
By: New Mexico Fair Housing Center
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New Mexico Mortgage Finance Authority
(Separate Website)
The New Mexico Mortgage Finance Authority (MFA) is a quasi-public entity, financing housing and related services for low-to-moderate income and underserved families. As the state's designated housing agency, the MFA provides housing programs, from Homelessness to Homeownership, throughout New Mexico.
By: New Mexico Mortgage Finance Authority
Quitclaim Deeds
A quitclaim deed is a deed that gives away any rights the person signing the deed might have to property described on the deed. The deed does not guarantee that the person signing the deed has any rights to the property.
By: Law Access New Mexico [CLSC-funded]
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Reverse Mortgages
(Separate Website)
A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live in your home. With a reverse mortgage, you can turn the value of your home into cash and not have to make monthly repayments. The total loan must be paid back when the last surviving borrower dies, sells the home, or permanently moves away.
Reverse mortgages are quite a bit different from other types of debt. These loans can be complicated, and you have a lot at stake. So be sure to investigate reverse mortgages carefully before deciding if one makes sense for you.
By: AARP Legal Services Network
Tips on Resolving a Consumer Dispute
Guide to resolving a consumer dispute in New Mexico.
By: Law Access New Mexico [CLSC-funded]
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LawHelp New Mexico is a project of the New Mexico Legal Aid.
LawHelp New Mexico lists legal aid and pro bono programs in New Mexico as well as provides general legal information and community resource referrals for low- and moderate-income New Mexico residents.
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