By: New Mexico Legal Aid - Santa Ana [CLSC-funded]
2005 Renter's Guide
(Separate Website)
A Handbook for Tenants & Landlords - 2005 Revised Edition
By: New Mexico Legal Aid - ABQ [CLSC-funded]
Buying a Mobile Home
Guide to buying a mobile home in New Mexico.
By: Law Access New Mexico [CLSC-funded]
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Check Your Credit History
Because your credit history has such an important effect on the type and amount of a mortgage loan that lenders may offer you, always check your credit report and clean up your file, if necessary, before you apply for a mortgage.
By: Law Access New Mexico [CLSC-funded]
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Common Questions of First-time Homebuyers
(Separate Website)
This document contains frequently asked questions that first-time homebuyers have about purchasing a home.
By: U.S. Department of Housing and Urban Development
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Federal Mortgage Programs
(Separate Website)
This document contains information about federal programs to help you purchase your own home with a low-cost mortgage.
HUD's Federal Housing Authority (FHA) has mortgage insurance to help you become a homeowner. FHA doesn't actually make loans. Instead, it insures loans so that if buyers default for some reason, the lenders will get their money. This encourages lenders to give mortgages to people who might not otherwise qualify for a loan. You may be able to get an FHA loan 3% down, or even less! Talk to an FHA-approved lender about to see if an FHA loan might be right for you.
By: U.S. Department of Housing and Urban Development (HUD)
Getting Property Back After You Move Out
If your rental agreement requires you to give notice for an absence that is longer than seven days and you have not given notice, the landlord may enter your home or apartment to remove and store personal property for not less than thirty days.
By: Law Access New Mexico [CLSC-funded]
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Ginnie Mae Homeownership Center
(Separate Website)
This web site provides information about (1) mortgages, including mortgate math, (2) choosing a home, real estate agent, and mortgage loan, (3) the process and paperwork involved in getting a mortgage, (4) the process and paperwork involved in closing on a home, and (5) credit counseling.
By: Ginnie Mae
Home Loan Guaranty Services for Veterans and the Military
(Separate Website)
This website contains information about: (1) the VA Home Loan program, (2) the Loan Guaranty Services, (3) Specially Adapted Housing for Disabled Veterans, (4) VA - Approved Lenders, (5) Refinancing Opportunities, and much more.
By: Department of Veterans' Affairs
Landlords' Rights and Responsibilities
Under New Mexico landlord/tenant law, a landlord is required to provide tenants with a written lease. The landlord must perform the obligations stated in the lease and those that are imposed by law. If the landlord fails to perform those obligations, a tenant has a variety of available remedies, depending on the problem, including withholding a portion of the rent or taking the landlord to court to enforce compliance.
By: Law Access New Mexico [CLSC-funded]
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Mobile Home Rentals
If you are renting the mobile home itself and not just renting a space for your own mobile home, you have the same rights as people renting apartments or houses. If you are renting a space in a mobile home park for your own mobile home, you have the same rights as people renting apartments or houses, plus you may have other rights.
By: Law Access New Mexico [CLSC-funded]
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Mortgage Foreclosure Issues
Guide to mortgage foreclosure in New Mexico.
By: Law Access New Mexico [CLSC-funded]
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New Mexico Fair Housing Center Website
(Separate Website)
The New Mexico Fair Housing Center (NMFHC) is dedicated to eliminating housing discrimination in New Mexico. NMFHC works to ensure equal housing opportunities for all New Mexicans through education and outreach, advocacy, and enforcement. NMFHC envisions a state where housing opportunities are the norm and not the exception; where there are no barriers or impediments to housing choices and where segregation is a practice of the past.
By: New Mexico Fair Housing Center
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New Mexico Mortgage Finance Authority
(Separate Website)
The New Mexico Mortgage Finance Authority (MFA) is a quasi-public entity, financing housing and related services for low-to-moderate income and underserved families. As the state's designated housing agency, the MFA provides housing programs, from Homelessness to Homeownership, throughout New Mexico.
By: New Mexico Mortgage Finance Authority
Quitclaim Deeds
A quitclaim deed is a deed that gives away any rights the person signing the deed might have to property described on the deed. The deed does not guarantee that the person signing the deed has any rights to the property.
By: Law Access New Mexico [CLSC-funded]
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Ten Tips Every Tenant Should Know
The best way to win over a potential landlord is to be prepared.
By: Law Access New Mexico [CLSC-funded]
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What Cleaning and Repairs Can a Landlord Charge For?
Typically, landlords may charge tenants for any cleaning or repairs necessary to restore the rental unit to its condition at the beginning of the tenancy. Landlords may not, however, use the tenant's security deposit to cover the costs of ordinary wear and tear.
By: Law Access New Mexico [CLSC-funded]
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LawHelp New Mexico is a project of the New Mexico Legal Aid.
LawHelp New Mexico lists legal aid and pro bono programs in New Mexico as well as provides general legal information and community resource referrals for low- and moderate-income New Mexico residents.
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