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   Federal Mortgage Programs (Separate Website)
This document contains information about federal programs to help you purchase your own home with a low-cost mortgage. HUD's Federal Housing Authority (FHA) has mortgage insurance to help you become a homeowner. FHA doesn't actually make loans. Instead, it insures loans so that if buyers default for some reason, the lenders will get their money. This encourages lenders to give mortgages to people who might not otherwise qualify for a loan. You may be able to get an FHA loan 3% down, or even less! Talk to an FHA-approved lender about to see if an FHA loan might be right for you.
By: U.S. Department of Housing and Urban Development (HUD)
  
   
   Home Loan Guaranty Services for Veterans and the Military (Separate Website)
This website contains information about: (1) the VA Home Loan program, (2) the Loan Guaranty Services, (3) Specially Adapted Housing for Disabled Veterans, (4) VA - Approved Lenders, (5) Refinancing Opportunities, and much more.
By: Department of Veterans' Affairs
  
   
   New Mexico Renter's Guide-English This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-English
By: New Mexico Legal Aid
 
  
   
   New Mexico Renter's Guide-Spanish This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
New Mexico Renter's Guide-Spanish
By: New Mexico Legal Aid
 
  
   
   Real estate contracts This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Using a real estate or land sale contract is one way to buy a home--but the buyer must take steps to protect his or her rights, even before signing a contract. December 2009
By: New Mexico Legal Aid
 
  
   
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