Check Your Credit History
Because your credit history has such an important effect on the type and amount of a mortgage loan that lenders may offer you, always check your credit report and clean up your file, if necessary, before you apply for a mortgage.
By: Law Access New Mexico [CLSC-funded]
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Consumer Privacy Issues - FTC Web Site
(Separate Website)
Advances in computer technology have made it possible for detailed information about people to be compiled and shared more easily and cheaply than ever. That's good for society as a whole and individual consumers. For example, it is easier for law enforcement to track down criminals, for banks to prevent fraud, and for consumers to learn about new products and services, allowing them to make better-informed purchasing decisions. At the same time, as personal information becomes more accessible, each of us - companies, associations, government agencies, and consumers - must take precautions to protect against the misuse of that information. The Federal Trade Commission is educating consumers and businesses about the importance of personal information privacy. Read more about our efforts, what we've learned, and what you can do to protect the privacy of your personal information.
By: Federal Trade Commission
Credit - An FTC Consumer Law Web Site
(Separate Website)
This web site contains over 100 documents that deal with credit issues, including credit scams, privacy issues, identity theft, electronic banking and credit cards. The web site also contains information for businesses. The documents may be viewed and printed from the screen or printed in PDF format.
By: Federal Trade Commission
Identity Theft Web Site
(Separate Website)
This web site explains: (1) how to keep your identity and personal information (such as your name and social security number) from being stolen, and (2) tells you what to do if someone has already stolen your personal information and used it. The web site also contains information about federal and state laws against identity theft and about how to file a complaint.
By: Federal Trade Commission
New Mexico Attorney General's Office
(Separate Website)
LawHelp New Mexico is a project of the New Mexico Legal Aid.
LawHelp New Mexico lists legal aid and pro bono programs in New Mexico as well as provides general legal information and community resource referrals for low- and moderate-income New Mexico residents.
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